User:Christian27X

I am Christian from Millgrove. I love to play Mandolin. Other hobbies [http://downwindsports.com/icefest/2014/01/courses-still-available/ Ameris Bank Mortgage Rates and Calculators Ameris Bank mortgage calculators are helpful tools for users to assess their financial situation before settling upon a mortgage package. A full overview of the mortgage products available at Ameris Bank can be found here. Contact an Ameris mortgage banker for help with picking out a mortgage loan product. Rates Visit an Ameris Bank branch near you to get the latest mortgage rates. You can also send an email or call the bank at 1-855-850-9184 or 1-229-226-5755. Calculators How to Calculate This calculator enables the user to calculate monthly mortgage payments and understand the loan payoff schedule. The following entries are required for computation: Home Information Home purchase price Down payment Annual property tax Monthly HOA dues Annual home insurance Loan Information Loan term (years) Interest rate Enter all the variables required to compute. This calculator helps the user to determine the proceeds from sale of a home after paying off their mortgage loan and meeting other payment obligations. Here are the variables required for computation: Sale Information Closing date Sale price First Mortgage Loan balance Interest rate Payment due date Other Closing Details Realtors commission Property taxes last paid on Annual property taxes Transfer tax rate Closing fees Second Mortgage (If applicable) Loan balance Interest rate Payment due date Enter all the variables required to compute. This calculator helps the user decide whether to buy or rent a house based on the present value of each option. A better financial choice will be the one with a lower present value. Here is a list of variables required to compute: Rental Assumptions Monthly rent Annual rental insurance Purchase Assumptions Home purchase price Down payment Annual property tax Monthly HOA dues Annual insurance Loan term (years) Interest rate Other Assumptions (If applicable) Evaluation timeframe Annual rent increase Appreciation rate Marginal tax rate Pre-tax savings rate Annual inflation rate Enter all the variables required to compute. This calculator helps the user to assess their ability to get a mortgage loan for a new home based on several factors. The variables required to compute home affordability are listed below: Buyer Information Monthly income Debt expenses Loan Information Loan term (years) Interest rate Down payment Annual property taxes Annual home insurance Lending Ratios Enter all the variables required to compute. This calculator helps the user compare two mortgage loan options before making a decision on which option to take up. Here is the list of entries required to compute: First Loan Loan amount Loan term (years) Interest rate Origination charges Interest rate buy-down Other settlement services Second Loan Loan Amount Loan term (years) Interest rate Origination charges Interest rate buy-down Other settlement services Enter all the variables required to compute. This calculator helps the user decide when to refinance a mortgage loan and in order to lower interest rates and monthly payments. These variables are required to compute: Current Loan Current loan amount Current monthly payment Current interest rate New Loan New loan amount New interest rate Term of new loan (years) Closing costs Finance closing costs Enter all the variables required to compute. This calculator helps the user understand the implications of adjustable rate mortgage terms and the expected monthly payments under different scenarios. Here are the variables required to compute:] Rock stacking.