Everything you could possibly need to know about car insurance

Insurance - it can be a dreaded word. Especially when it comes to dealing with car insurance. However, you need not worry, we've put together everything you need to know about it.

At Compendium, we tailor insurance to your needs, ensuring that you receive the best cover. To start, we've compiled a simple list to help guide you through the process

Here's what to keep in mind when searching for the best motor vehicle Insurance.

Step 1: Define your vehicle. We cover all sorts of vehicles! From caravans, trailers and quad bikes to scooters, microbus and 4X4s. Be sure to be specific as this will affect the type of insurance for you.

Step 2: State who usually drives the vehicle.

Step 3: Describe what you will be using the vehicle for. If it is for private use, then the vehicle may only be used for social, domestic and pleasure purposes as well as travelling to and from your place of employment.

If you list your vehicle for private use, it will exclude the following:

Business or professional use Commercial traveling Hiring Fare paying passengers Driving instruction (e.g. driving school) Towing for monetary gain Racing or speeding for contests Rallies or trail competitions Step 4: Lastly, choose your type of cover. There are three options to choose from:

Third Party Fire & Theft Comprehensive Cover Third Party Only (a more limiting cover option) Your cover with Compendium includes any damage or loss of the motor vehicle, that is specifically listed on your schedule. Insurers can choose to repair, replace, or pay you the amount of the loss or damage of the vehicle, less the first amount payable.

Protect yourself in the event of an accident and damage to your vehicle with Compendium's car insurance. Apart from knowing how to go about taking out car insurance, it is just as important to know what to do if you are in an accident.

Here are some important things to remember when in an accident:

Never leave the scene and check that no one in your car is injured. Call the police as soon as possible, so they can dispatch the appropriate medical help. Be sure you complete an accident report at the scene. Stay calm, don't panic and steer clear of getting into an argument with the other driver. The blame game doesn't solve anything. Just make sure you swap insurance and contact details with each other. Report your claim to your Compendium broker and they will be able to tell you what the next step is, as well as where to get your car fixed. Here are some car brands we regularly insure:

Toyota Mercedes-Benz Land Rover VW Audi Ford Our aim is to be a leader in all the markets we serve. You can rest assured knowing that as a business, we are constantly evolving to meet changing environments and new challenges.

To get a quote on your car, call Compendium today on 031 040 3027 and speak to one of our highly trained members. You can also contact us on Facebook, Twitter or LinkedIn.